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Financing Your New Or Pre-Owned Subaru At Ultimate Subaru

Auto financing is an essential step in the car-buying process. However, it's also one step that many new Subaru or used car buyers in Fredericksburg tend to dread. Not so at Ultimate Subaru! We understand that not everyone is a financing pro and the paperwork is tedious as well as daunting. Our car finance professionals and easy to use online financing tools are here to make the process of getting a car loan or Subaru lease easy and even enjoyable for everyone in Falmouth, VA. Our team of financing experts works hard so you don't have to. The Ultimate Subaru financing team also works closely with you to ensure you fully understand your budget and how it can work with the car you need. When it comes to getting a car loan or lease and saving money, there's no better place to be than right here at Ultimate Subaru.

Benefits To Online Financing:

It is easy to jump right to browsing our inventory when starting the shopping process. But before you decide which Outback, Ascent or Impreza you want to drive home in we recommend starting right here in our online financing center. When you start with our online credit application you will have a better idea of what your budget is and put yourself ahead of the game and save time at the dealership.

Ultimate Subaru

5160 Jefferson Davis Hwy
Directions Fredericksburg, VA 22408

  • Sales: 540-898-6200
  • Service: 540-898-6200
  • Parts: 540-898-6200

Showroom Hours

  • Monday - Friday 09:00am - 08:00pm
  • Saturday 09:00am - 06:00pm
  • Sunday 12:00pm - 05:00pm
See All Department Hours

Dealership Hours

  • Monday 09:00am - 08:00pm
  • Tuesday 09:00am - 08:00pm
  • Wednesday 09:00am - 08:00pm
  • Thursday 09:00am - 08:00pm
  • Friday 09:00am - 08:00pm
  • Saturday 09:00am - 06:00pm
  • Sunday 12:00pm - 05:00pm

Parts Dept. Hours

  • Monday 07:30am - 05:30pm
  • Tuesday 07:30am - 05:30pm
  • Wednesday 07:30am - 05:30pm
  • Thursday 07:30am - 05:30pm
  • Friday 07:30am - 05:30pm
  • Saturday 08:00am - 02:00pm
  • Sunday Closed

Service Dept. Hours

  • Monday 07:30am - 06:00pm
  • Tuesday 07:30am - 06:00pm
  • Wednesday 07:30am - 06:00pm
  • Thursday 07:30am - 06:00pm
  • Friday 07:30am - 06:00pm
  • Saturday 08:00am - 02:00pm
  • Sunday Closed
Applying for credit from how is also less stressful and allows our customers from around Stafford, VA to take as much time as they need and fill out the application when it is convenient for them. Then when you make your way down to Ultimate Subaru you will just have to dot the "I's" and cross the "T's", get the keys, and hit the road on a new adventure behind the wheel of a safe and reliable Subaru.

Leasing VS Buying A New Subaru

You have found the perfect Subaru for you and now it is time to decide whether you want to lease or buy it. Each financing option has pros and cons that suit different needs of Fredericksburg, VA drivers. We have listed the benefits below to help you easily decide which option is best for your unique financial situation. Our financing team can also advise you on which financing route is best for you.

Pros & Cons Of Leasing:

  • Pro - Lower monthly payments
  • Pro - More expensive model
  • Pro - New Subaru every 2-3 years
  • Pro - Lower maintenance costs
  • Pro - Better warranty coverage
  • Con - Must have good credit score
  • Con - Limited number of mileage per year
  • Con - Fees for exceeding set mileage
  • Con - No modifications
  • Con - Less flexibility to switch models without penalty
  • Pros & Cons Of Buying:

  • Pro - Freedom to customize
  • Pro - No monthly payments after vehicle is paid off
  • Pro - No limit on mileage
  • Pro - No end of lease charges
  • Pro - Ability see your Subaru whenever you choose
  • Con - Higher monthly payments
  • Con - Higher maintenance costs
  • Con - Post warranty repair costs

  • Your privacy is important to us.

    Ultimate Subaru takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

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